Can an AI underwriter in Banks reduce Bad loans?

Indian banking sector is facing the heat of the bad loans (NPA) in its books. Stock market valuations of most companies in financial services sector also is taking this hit. This news article from FirstPost helps us  understand the extend and the NPA journey among the private and public sector banks in India. However the … Continue reading Can an AI underwriter in Banks reduce Bad loans?

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Sensible reasons one might find to evade tax

Our Income tax department is preparing to find the tax evaders using all the advanced means including social media data mining. As tax is one's contribution to the elected Government and the executive machinery to run the country as per the expected standards - it makes sense to chase and catch the culprits. But a holistic analysis of some of the other news/facts from the market (which are not expected from a tax responsible government) gives many more sensible reasons for one to evade tax. Some of those which caught my attention makes this blog

Are you STUCK with home loan?

This blog is for you if: - You feel stuck in life because of home loan - You need help to decide on your new home loan - You are puzzled with the market options to refinance your loan - You feel your home is a dead investment as you stay in another city for work To provoke your thoughts and provide an effective calculator for your decision making.

How to remove favoritism and misjudgements of corporate managers with Blockchain and Cognitive computing?

When was the last time you felt your manager didn't place you in the right project irrespective of you possessing the right skill? What did your manager tell you when you asked for promotion? Have you ever felt that networking and contacts help in corporate more than the expertise? Then you are not alone. Most … Continue reading How to remove favoritism and misjudgements of corporate managers with Blockchain and Cognitive computing?

4 reasons to become a multi-disciplinary human

The first time I came across the term ‘multi-disciplinary’ was when I was going through Prof. Sanjay Bakshi’s lectures on Behavioural Finance and Value Investing – he mentioned multiple times about the need to adopt ‘multi-disciplinary thinking’ to become good investors (find the course at https://www.sanjaybakshi.net – it’s worth your time). Then on, I came … Continue reading 4 reasons to become a multi-disciplinary human

Bachelor to Father – Do you think its a Part Time role?

Experiences of a one year old Father !!! 'Bachelor to Father' - You might be wondering why the title is missing the intermediate 'Husband' phase in the life of a man. Also why the question about 'part time' job? This amusement will be mainly for the single & married-without-kids people and I presume that the … Continue reading Bachelor to Father – Do you think its a Part Time role?