Can an AI underwriter in Banks reduce Bad loans?

Indian banking sector is facing the heat of the bad loans (NPA) in its books. Stock market valuations of most companies in financial services sector also is taking this hit. This news article from FirstPost helps usĀ  understand the extend and the NPA journey among the private and public sector banks in India. However the … Continue reading Can an AI underwriter in Banks reduce Bad loans?

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Sensible reasons one might find to evade tax

Our Income tax department is preparing to find the tax evaders using all the advanced means including social media data mining. As tax is one's contribution to the elected Government and the executive machinery to run the country as per the expected standards - it makes sense to chase and catch the culprits. But a holistic analysis of some of the other news/facts from the market (which are not expected from a tax responsible government) gives many more sensible reasons for one to evade tax. Some of those which caught my attention makes this blog

How to remove favoritism and misjudgements of corporate managers with Blockchain and Cognitive computing?

When was the last time you felt your manager didn't place you in the right project irrespective of you possessing the right skill? What did your manager tell you when you asked for promotion? Have you ever felt that networking and contacts help in corporate more than the expertise? Then you are not alone. Most … Continue reading How to remove favoritism and misjudgements of corporate managers with Blockchain and Cognitive computing?

Demonetization in India – An impartial analysis

Demonetization is the hot topic in India now and the same is being discussed world over by media. Most of our media, including press and social media, is discussing the situation in India and the news is taking political colors as most of the opposition parties are all set to utilize this situation. Are they … Continue reading Demonetization in India – An impartial analysis

Applying for Fresh Indian Passport or Indian Passport Renewal

Just an attempt to address the intrusive questions one has about the passportĀ process in India. The passport issuing and renewal process in India has undergone significant improvements in the recent past. Fresh passport or Re-issue/Renewal of passport is no longer an issue for your abroad dreams. I recently went through the passport renewal process and … Continue reading Applying for Fresh Indian Passport or Indian Passport Renewal